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My name is Derek Hill and I own Advantage Mortgage. I have helped over 3,500 clients in the 14 years I have been a loan officer. I am licensed in Oregon, Washington and California. I specialize in residential mortgage financing of all kinds, Purchases, refinances, construction loans, investment properties, etc. The benefit of working with me is my experience. I can truly answer all of your questions. I will take the time to to ensure that you get the very best service and that you completely know what type of loans is best for you. . Right now, the BEST options to purchase a home is by using the USDA RURAL HOUSING loan. USDA is a loan that is backed by the Department of Agriculture. It has been around for a very long time and is truly the best option for a 30 year fixed loan with NO MORTGAGE INSURANCE. Which makes the payment on this loan lower than any other option. Click Here to see a CNBC video link on the USDA loan program: For more information on the USDA loan Click here and you will find more details about the program We also specialize in Purchases or refinances for the following: If you have any questions please call 503-266-5800. I can walk you through the qualification process in about 15-20 minutes.
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